We have invested heavily to ensure our service can provide a combination of: • Investment advice • A range of independent investments • Insurance advice • Ability to work across borders • Transparency • Regulatory protection. Within the EU, you will find it very difficult to find a business like ours which combines the above services, is independent and has no conflicts of interest. Ask any adviser: Are you regulated for Investment advice? Are you regulated for Insurance advice? Are you Independent? Which borders can you work across and how and why? Do you disclose all of your earnings? What regulatory protection to you offer?